Life Insurance Policies

Life Insurance

Life insurance is something every adult should consider. The last thing you want is for family to have the burden of paying your burial expenses or to struggle financially after you’re gone.

What Is Life Insurance?

Life insurance protects your family in the event of your death. You pay a monthly premium to keep the policy active. When you die, the insurance company provides a payment or death benefit to your named beneficiaries.

Who Benefits from Life Insurance?

Life insurance is beneficial to everyone. It’s not nice to think about, but anyone can die. No matter how old or young they are. Life insurance provides money that is useful when anyone dies – not just an adult. Financial support is very important when a person dies. Life insurance helps take care of expenses and arrangements.

Is it Straightforward?

Life insurance is straightforward and not complicated at all. The future policyholder chooses the type of coverage, opens a policy, and begins paying the premium. The policy activates when the person on the policy dies, and the insurance agency provides payment to the beneficiaries.

What Coverage is Available?

Policyholders may choose one of three options. The term life policy is coverage for a limited time. This means coverage will cease when the policyholder reaches a certain age. A whole life policy offers lifetime coverage, which means it never ceases until the policyholder’s death. Universal coverage is lifetime coverage as well, but provides flexible premiums and death benefit, and pricing is based on interest rates.

Some benefits of life insurance include:
• Financial protection for loved ones
• Tax-deferred premium payments
• Help with estate planning

Everyone should consider having a life insurance policy.

Our locations

Westerville Location
178 W Schrock Rd, Suite A
Westerville, OH 43081
Monday Through Friday – 9:00 am to 5:00 pm
Saturday & Sunday – Closed
Drop box location
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Reynoldsburg Location
7620 Farmsbury Dr.
Reynoldsburg, OH 43068
Monday – Closed
Tuesday – 9:00 am to 5:00 pm
Wednesday – 9:00 am to 5:00 pm
Thursday – Closed
Friday – Closed
Saturday – Closed
Sunday – Closed
Drop box location
Get Directions >

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