Home & Auto Policies

Condo Insurance

Condo insurance is coverage that pays for certain damage that occurs within a condo. Condo insurance is specifically designed for the needs of people who live in condominiums. Traditional homeowner’s insurance is not adequate to cover a person who lives in a condo.

Not all condominiums are alike, but most are basically apartments in large buildings. No matter the type of condo, this insurance helps the condo owner in case of an emergency. This type of insurance usually kicks in when something happens, such as a fire or theft inside the condo.

Like other forms of insurance, condo insurance pays the costs for the owner following an unexpected mishap. For example, if a fire occurs, the policy pays the cost of replacing lost belongings like clothing and furniture. The policy might also pay the cost of temporary shelter if the condo is uninhabitable following the fire. This can include hotel bills or rent for several months on a new living location. The policy will also pay for any necessary repairs to the condo, such as repairing areas damaged by the fire.

The condo owner should purchase this type of insurance separately. It is a private policy, and the sole responsibility of the person who lives in the condo. It may also be necessary to have this insurance when trying to get a mortgage on the condo. Some condo associations also require all residents to have personal condo insurance.

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Westerville Location
178 W Schrock Rd, Suite A
Westerville, OH 43081
Monday Through Friday – 9:00 am to 5:00 pm
Saturday & Sunday – Closed
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Reynoldsburg Location
7620 Farmsbury Dr.
Reynoldsburg, OH 43068
Monday – Closed
Tuesday – 9:00 am to 5:00 pm
Wednesday – 9:00 am to 5:00 pm
Thursday – Closed
Friday – Closed
Saturday – Closed
Sunday – Closed
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